Appraiser Licensing
Appraiser licensing varies from state to state. To participate in what is called a "federally-related
transaction," which is, for example, a mortgage being underwritten by a national bank, an appraiser
must be licensed or certified by his or her state. In Georgia a registered appraiser is not qualified to perform appraisals for federally related transactions unless supervised by a licensed or certified appraiser who also signs the report. A certified appraiser is required for FHA appraisals. The license or certification is evidence that the appraiser has performed a certain number of hours as a trainee (registered appraiser) under the supervision of a practicing licensed or certified appraiser, may have passed an examination, and completes a certain number of hours of Continuing Education Training.

Prior to the Savings and Loan crisis of the 80s, which gave rise to appraiser licensing, appraisers had to market their expertise, service, professionalism and association designations. Many feel that state licensing has diluted the appraisal profession. Many consider licensure a bare minimum of what you should expect from an appraiser.

We have worked hard to establish a reputation for quality and prompt work, performed professionally and ethically, with outstanding customer service. You should never just look for a licensed appraiser; you should be discriminating in choosing your service providers.  Tour our website for valuable information on the experience we have and the service we provide.

You should always be sure your appraisal service provider is, at the very least, licensed and in good standing. The Appraisal Subcommittee (ASC) of the Federal Financial Institutions Examination Council (FFIEC) maintains a national database of appraisers and their license/certification status.  It is available publicly at this link.